Split the bill. Settle in one UPI tap.

Add what everyone paid. Split & Settle works out who owes whom — to the paisa — and turns it into UPI payments your friends can make in a tap.

Goa trip · 4 people

3 nights

Flights BLR → GOI

₹21,960

Arjun paid · split 4 ways

Villa, 3 nights

₹36,000

Kavya paid · split 4 ways

Dinner at Thalassa

₹6,840

Priya paid · split 4 ways

Total

₹64,800

Rohan pays Kavya

₹16,200 · UPI

Join with a link

Send the group link on WhatsApp. Friends open it, type their name, and they're in. No app store, no password.

Fair to the paisa

Split equally, by exact amounts, by shares or by percentage. Every split adds up exactly — no stray ₹0.01.

Pay in one tap

Each suggested payment opens GPay, PhonePe or Paytm with the amount filled in. On a laptop, scan the QR.

Nothing goes missing

Everyone sees changes live. Edits and deletes are logged with who made them, and can be undone.

Payments happen in your UPI app — Split & Settle never touches your money or bank details.

Source code on GitHub

Built by Aravind Srinivasan